Treasure was founded in 2018. More information about Treasure is available on our Company page.
We are not a bank. Treasure was built to provide a much better return on business idle cash. Unlike banks, Treasure has fiduciary responsibility, which means we are required to always put our customers’ best interests first.
Treasure is regulated by the SEC and SOC2 compliant. All funds are safely held by our trusted custodian (Apex Clearing) and Treasure Cash allocations enjoy FDIC insurance and are deposited with federally chartered US banks. Treasure High Yield enjoys $500,000 SIPC coverage.
Apex Clearing is our SEC regulated custodian. Apex has more than $90 billion under custody and is used by large Fintech companies.
Treasure is built for growing businesses looking to safely generate meaningful revenue from their idle cash. We don’t provide services to individuals.
Treasure Cash is a no market risk cash allocation. Treasure High Yield is invested in low risk fixed income mutual funds selected and managed by Treasure (so that you don’t need to do anything).
For Treasure Cash your income is paid monthly (at the end of the month) based on the average daily balance held during that month. For Treasure High Yield the income comes from the dividend paid by the fixed income mutual funds allocated to.
Treasure is a free platform. Treasure charges a 0.35% annual management fee on assets held in Treasure High Yield. All published yields are net of our fees.
Treasure accounts are usually opened within 2 business days.
You have 2 options to fund your account through either an ACH transfer or wire transfer for larger amounts (Treasure covers your wire transfer fees).
Daily liquidity with Treasure Cash and 3 day liquidity with Treasure High Yield.
All Treasure users have a unique referral link. You can receive up to $1000* for each new customer that signs up using your referral link and funds their account within 30 days.